Credit Stress
Delinquency rates, charge-offs, serious delinquency transitions, and lending standards.
Sub-Score History
Component Indicators
Credit Card Delinquency Rate — All Commercial Banks
DRCCLACBS
67
quarterly
weight: 20%
Consumer Loan Delinquency Rate — All Commercial Banks
DRCLACBS
69
quarterly
weight: 20%
Credit Card Charge-Off Rate — All Commercial Banks
CORCCACBS
51
quarterly
weight: 20%
NY Fed HHDC — Credit Card Transition to Serious Delinquency (90+)
NYFED_HHDC_CC_SERIOUS_DELINQ
—
quarterly
weight: 20%
SLOOS — Net % Banks Tightening Consumer Credit Card Standards
DRTSCLCC
58
quarterly
weight: 20%