SLOOS — Net % Banks Tightening Consumer Credit Card Standards

DRTSCLCC quarterly Federal Reserve Bank of St. Louis FRED
58
Mixed
Apr 2026
Current Score
57.9
Current Value
2.00 net percent
Direction
Lower is better
Sub-Score
Credit Stress

Score History (0–100)

Scoring Notes

  • Score uses expanding-window percentile rank (no look-ahead bias).
  • Quarterly data is forward-filled up to 3 months into the monthly sub-score timeline.
  • Gray shaded bars on the chart mark NBER-defined U.S. recessions.

Full methodology →