U.S. Consumer Financial Health

A composite 0–100 score built from 30 free government indicators across 7 dimensions of household financial health — updated automatically.

81 /100
Healthy as of May 2026
1 month
+19.8
3 months
+42.8
12 months
+39.5

What Changed

Biggest Gains
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7 Sub-Scores

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Labor & Income
May 2026
98
Very Strong
Big Ticket
May 2026
47
Weakening

Data vs. Narrative

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Score Bands

85–100
Very Strong
70–84
Healthy
55–69
Mixed
40–54
Weakening
25–39
Stressed
0–24
Crisis

Scores use expanding-window percentile ranking across all available history (back to 1990). Recessions naturally appear as drops into Stressed or Crisis territory. Full methodology →