Credit Card Charge-Off Rate — All Commercial Banks

CORCCACBS quarterly Federal Reserve Bank of St. Louis FRED
51
Weakening
Oct 2025
Current Score
51.0
Current Value
4.11 percent
Direction
Lower is better
Sub-Score
Credit Stress

Score History (0–100)

Scoring Notes

  • Score uses expanding-window percentile rank (no look-ahead bias).
  • Quarterly data is forward-filled up to 3 months into the monthly sub-score timeline.
  • Gray shaded bars on the chart mark NBER-defined U.S. recessions.

Full methodology →