Household Debt Service Ratio

TDSP quarterly Federal Reserve Bank of St. Louis FRED
73
Healthy
Oct 2025
Current Score
73.5
Current Value
11.32 percent of DPI
Direction
Lower is better
Sub-Score
Balance Sheet

Score History (0–100)

Scoring Notes

  • Score uses expanding-window percentile rank (no look-ahead bias).
  • Quarterly data is forward-filled up to 3 months into the monthly sub-score timeline.
  • Gray shaded bars on the chart mark NBER-defined U.S. recessions.

Full methodology →