Consumer Compass
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Commercial Bank New Auto Loan Rate — 72-Month
Commercial Bank New Auto Loan Rate — 72-Month
RIFLPBCIANM72NM
monthly
Federal Reserve Bank of St. Louis FRED
24
Crisis
Feb 2026
Current Score
23.8
Current Value
7.55
percent
Direction
Lower is better
Sub-Score
Big Ticket
Score History (0–100)
Scoring Notes
Score uses expanding-window percentile rank (no look-ahead bias).
Gray shaded bars on the chart mark NBER-defined U.S. recessions.
Full methodology →