Credit Card Interest Rate — All Accounts Assessed Interest

TERMCBCCALLNS quarterly Federal Reserve Bank of St. Louis FRED
7
Crisis
Jan 2026
Current Score
7.2
Current Value
21.00 percent
Direction
Lower is better
Sub-Score
Big Ticket

Score History (0–100)

Scoring Notes

  • Score uses expanding-window percentile rank (no look-ahead bias).
  • Quarterly data is forward-filled up to 3 months into the monthly sub-score timeline.
  • Gray shaded bars on the chart mark NBER-defined U.S. recessions.

Full methodology →